Even today, the myth that applying for a credit card is a tricky process might seem true if not done correctly. However, credit card issuers have made significant strides in streamlining the application process and providing convenient tools for applicants to track their progress. One such tool is checking your credit card application status online. In this regard, you can download a credit card app to keep a tab on the application status of your credit card.
This post will discuss the entire process and give you a step-by-step guide to track your credit card application.
Step-by-Step Guide to Track Your Credit Card Application Status
Here are a few steps that you must follow to check your credit card application status and get an instant credit card online.
Step 1: Visit the Official Site of the Issuer
You must visit your issuer’s official website to track your credit card application status. Most lenders in India that offer credit card services provide a facility to track the application status online.
Step 2: Go to the Credit Card Section
As soon as you are on the website, you can navigate to the credit card option. This section will help you with all kinds of information on credit cards. It will also take you to the option of tracking your application status online.
Step 3: Enter the Details of the Application
Once you click on the ‘track my credit card application’ option, you may be asked to enter your details like your name, PAN card number, mobile number, etc., along with the application number. These fields vary from one lender to the other, so you must check the requirement before entering the details.
Step 4: View the Status
Once you fill in your details and other relevant information, click the ‘submit’ button. As soon as you press submit, you can see the status of your credit card application.
Most lenders display any of the below three statuses listed below:
- In progress: If your application is still under review
- Approved: If the lender approves your application
- Rejected: If the lender rejects your application
If the lender rejects your credit card application, they will give you a reason to do so. If your credit card application gets rejected, you can apply again for the same.
Step 5: Get in Touch With Your Issuer
You must contact your lender if your application status shows pending or rejected. The lender representatives will help you understand the reason better.
Tips for Credit Card Application Tracking
Tracking your application to get an instant credit card online can seem tough initially. But you can follow certain tips to track your application more effectively and with ease. They are as follows:
- Keep all the necessary information regarding your credit card application handy, like the application number, so that you can track your application without any hassle.
- Keep a close eye on the status of your credit card application and take any corrective measures if required at any stage.
- If your credit card application has been pending approval for a while, you must contact the issuer immediately. They will help you understand the reason for the delay.
- Ensure you use the link on the lender’s official website to keep a check on your credit card application.
- Patience is the key when it comes to applying for credit cards. Hence, you should try to stay patient and wait for an update from the issuer.
Conclusion
While the entire process of tracking your credit card application might seem confusing, it is actually not that tough. You can access the website and keep track of the entire series of events in your credit card application process. If you find an evident hurdle in the process, make sure you contact your credit card issuer immediately.
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